Harley Davidson Insurance: 08 Important Reason Why You Should Buy the Harley Davidson Insurance

by angel

Collision, comprehensive, and bodily injury coverage is available, as well as replacement cost, rental reimbursement, and roadside assistance. Additional bespoke components and equipment are covered under special equipment coverage.

From state-required liability insurance to the leather and safety equipment you wear to customize your Harley® motorbike, Harley Davidson coverage helps safeguard Harley® motorcycles riders like you and meets your demands.

Claims Methodology

It will be here to assist you if you are engaged in an incident and need to file a claim. It understands how vital your Harley® motorcycle is to you and how eager you are to get back on the road.

It can connect you with a claims representative who knows everything there is to know about Harley-Davidson® motorcycles and will work with your H-DTM dealer to get you back on the road.

Protective Equipment

Through your local Harley-Davidson® dealer, Harley-Davidson Services offers a variety of insurance and protection packages, including:

Plans with a more extended service period

Theft Protection by H-DTM

H-DTM Preventative Maintenance

Appearance Protection H-DTM

There are numerous more products available.

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Where do you want to work?

For more than 20 years, it has protected Harley® motorcycle enthusiasts in the United States while also writing motorcycle insurance in 48 states. We’re not in Alaska, Hawaii, or Washington, D.C.


Many significant motorcycle insurance providers, including Progressive, Dairyland® Insurance, Foremost Insurance, and other top motorcycle insurers, have been appointed to it for most of our history.

It switched to writing new policies entirely using the Progressive Motorcycle Insurance product for a short time.

Insurance for Dairy Farmers

Harley-Davidson is also available for all makes and models, including other motorcycle brands. These experiences have brought us to where we are now, selling a one-of-a-kind Harley-Davidson® policy tailored to Harley® motorcycle riders.

It is committed to ensuring your and your passengers’ safety. As a result, we advise you to ride safely and responsibly while remaining within the bounds of the law and your abilities. Wear an appropriate helmet, suitable eyewear, and protective clothing, and make sure your passenger does. Never ride when intoxicated or under the influence of drugs or alcohol. Finally, please get to know your Harley® and read and comprehend its owner’s manual from beginning to end.


Many riders don’t say to Bob Vogel, a Z & M Harley-Davidson salesman. Harley-Davidson® offers specifically tailored to the needs of Harley-Davidson® motorcycle riders.

Riders are generally sold on signing up for Harley-Davidson Services once they learn about it, and here are ten reasons why:

  1. Get out the door as soon as possible using real-time estimations

Obtaining a quotation from Harley-Davidson Services is simple.

The estimate is produced alongside your sales sheet when you’re ready to buy your new pride and joy. Then, your H-D sales associate contacts you with an insurance representative to finalize the contract so you can get on the road.

  1. Customer service that feels like it’s coming from a family

Harley-Davidson provides excellent customer service.

The professionalism, immediate access, and thoroughness are unrivaled. You can tell the reps are dedicated to delivering a superior product and are proud of what they have to offer.

  1. An insurance company that knows what you’re going through

Harley-Davidson Insurance Services employs riders who are familiar with Harley-Davidson motorcycles. They won’t inquire about your bike’s security features or whether it has chrome. Harley-Davidson created the cycle. Harley-Davidson Insurance Services is well-versed in insuring motorcycles.

  1. Significant discounts to entice you to ride

Who has a stronger motive to get you on your motorcycle than the company that makes it and the individuals who work for it because they share your passion? Harley-Davidson regards insurance as a way to help you achieve your goals. That is why they provide substantial discounts. Discounts can be earned for various reasons, including being a homeowner, having outstanding credit, and graduating from the Harley-Davidson® Riding Academy. It’s nice to be seen as family.

  1. Harley-Davidson Insurance Services follows the dealer’s hours

If you buy a bike on the weekend, as is expected, you won’t have access to your local insurance agent and will need to call the national office to obtain insurance before leaving with your bike.

Some insurance firms do not operate on weekends

With Harley-Davidson Insurance Services, you’ll be connected to an insurance agent in seconds, allowing you to be out the door and on the road sooner.

  1. Almost every sort of motorcycle can be insured

Harley-Davidson offers insurance for all motorcycles and optional coverage for any modifications to your vehicle. Always check with Harley before making any repairs or adjustments, as some may void your insurance or guarantee.

Harley-Davidson, on the other hand, will not cover the following motorcycles:

Non-factory constructed, kit/homemade, or composite.

The original frame has been replaced on this bike.

Bikes that the state has assigned

Motorcycles that have been rebuilt or retitled with a VIN

  1. homeowner

It takes a lot of money and effort to own a property.

You’ll need decent credit, enough money for a down payment, and a steady job to qualify. That hard work ought to be rewarded, so H-D offers a discount to individuals who own a home. You can even receive coverage for your scooter or moped if proven dependable.

It’s worth ensuring if it’s worth your money. Don’t assume that just because your car isn’t a motorbike, you won’t be able to get insurance with Harley-Davidson. Scooters and mopeds are also eligible, which is excellent news for individuals who rely on them for transportation and fun.

8. In the event of theft, you’ll be protected

If your bike was worth your effort, money, and affection, you can be sure it would attract a thief’s attention. Fortunately, H-D has you covered if your sweetheart falls into the wrong hands. In addition, the same comprehensive insurance that protects you against theft also protects you from fire and damage.

Even if they aren’t, you’ll be covered.

There aren’t always law-abiding citizens. If you’re hurt by someone who doesn’t have insurance or has insufficient coverage, insurance may be able to help. Enroll in one of our uninsured or underinsured motorist policies. You could also see if your state has an uninsured motorist property damage plan.

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